The Seattle Times Real Estate article: "Good Look at New Housing Credit" from Feb. 22, 2009
Last Sunday “The Seattle Times ” had a good article “Good Look at New Housing Credit ” by columnist Kenneth R. Harney, explaining the $8,000 Housing Tax Credit for 2009.
Briefly, the $8,000 Housing Tax Credit that was passed for 2009 improves on the $7,500 Tax Credit for 2008 by making it a true credit, and not an interest free loan. To qualify, you must be a “first time home buyer” (as defined in the plan) and earn less than $75,000 (single income) or $150,000 (joint-filing couples). The article goes into more details concerning eligibility, other beneficial aspects of the plan and is worth reading.
It’s unfortunate that the main change to improve the Tax Credit by making it a true credit, and not an interest free government loan, is not retro-active for first time home buyers who bought a home last fall.
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